EDELWEISSEdelweiss Financial Services Limited Forensic Risk Analysis

Holding Company
Risk ClassStable
Market Cap₹9,991 Cr
Primary DriverEarnings Quality
Flagium AI Risk Score
Stable structural profile. Financial profile appears resilient.
6 / 100
+2 QoQ
Early Deterioration
Sentinel Insight

Financial profile remains stable for now. Weakness is detected in profitability and earnings quality. No immediate concerns are visible. Risk is gradually increasing.

27.3th %ile (Sector)Accel: +1 Qtrs
Updated2026-06-02
Market View
₹111.62▲0.42%
PeriodQ4 FY26

Score Waterfall
Absolute contribution points of each forensic pillar to the final risk score. Derived from: Sector Baseline + Active Penalties - Mitigation Buffers.

Earnings Quality
+6.4 pts
Final Composite Risk6 / 100

Investment Risk Thesis

Historical Trend

Current risk score has declined from 30 → 6 over 13 quarters.

Expected Direction
⚠ Watch
Primary Deterioration Drivers
  • NIM Compression
  • Operating Leverage Stress
What to Watch Next Quarter
  • Operating profit margins
  • Debt growth

Active Risk Objects (2)

CriticalHigh
NIM Compression
📊 Earnings QualityQuarterlyActive for 5 Qtrs
More Detail
Impact Weight10/15
MomentumDecaying
Last SignalQ2 FY2026
EDELWEISS: NIM declining for 3 consecutive quarters.

"Pressure on core margins is stabilizing. Monitor for sustained interest income recovery."

Operating Leverage Stress
📊 Earnings QualityAnnualActive for 1 Years
More Detail
Impact Weight10/15
MomentumAccelerating
Last SignalQ4 FY2026
Expenses are consistently growing faster than revenues, creating operational pressure.

"Debt levels are creeping up. Monitor for signs of excessive borrowing for non-core activities."

Risk Trajectory
Historical 12-quarter risk trend (Q-11 to Q0) followed by a 2-quarter predictive funnel (Q+1, Q+2).
Loading Chart
Resilience Matrix
Diagnostic benchmarking comparing structural sensitivity and risk buffers against sector medians.
MetricValuevs SectorSignal
Volatility (σ)7.333.49⚠️ HIGH
Sensitivity (ε_s)11.00✅ RESILIENT
Escalation Prob.5%5%✅ NEUTRAL
Safety Buffer+60.0+57.0✅ RESILIENT
Forensic Benchmark Context: Holding Company (n=12 peers)

Correlation Analysis
Visualizing the relationship between stock price movement and structural risk objects.

Loading Chart
Share Price
Risk Score (0-100)
Market Performance
₹111.62(+0.42%)
1M Divergence-1.57%
1 Week-1.21%
1 Month-2.3%
6 Months+3.47%
1 Year+3.64%
2 Year+59.46%
3 Year+218.64%
Sector Average (1M)-0.73%
Sentinel Forensic Assessment
ALGORITHMIC RISK PROFILE • NON-ADVISORY

The structural architecture is currently robust. Capital resilience buffers in earnings quality remain well-maintained against forensic benchmarks. Systematic scans of operational margins and profitability metrics confirm the absence of material structural stress. The current structural trajectory supports a stable risk outlook.

EDELWEISS • MARKET STRUCTURE

Stage 4 — Declining

The company is in a defensive phase. Sentiment and fundamentals are deteriorating under persistent downward pressure, indicating elevated risk levels.

Stage Transition Prob.58%
Trend QualityDeteriorating
Phase Progression
Phase Progression Score42.5%
Readiness LabelLow (Early Base Consolidation)
Probability of Advancing58%
CoinTree Momentum
Composite Z-Score-0.2136σ
Weakening momentum trend
Universe Rank
A cross-sectional rank of this stock's composite momentum score compared to all other tracked equities in the universe. A rank of #1 of 1035 means it has the strongest overall price momentum in the market.
#1445 of 2716
Top 53.20% in momentum strength
Timeframe Sparklines
1W-1.2%
1M-2.3%
6M+3.5%
Weinstein Indicators
150 DMA₹111.96
200 DMA₹111.11
150 DMA Slope+0.3468%Rising
Relative Strength+8.96%Leading
Relative Turnover (RTR)0.8151
ParticipationNeutral

PEER COMPARISON

Ranked comparison against sector peers

Risk profile is broadly in line with the Sector Mean (9).
EDELWEISSEdelweiss Financial Services Limited
6 Risk
Sector %ile27th
Delta+2
Active Flags2
Accel+1
Earnings Quality

Stable

AFSLAbans Financial Services Limited
13 Risk
Sector %ile82th
Delta-5
Active Flags11
Accel+0
Earnings Quality

Stable

* Peer comparison is based on risk signals, not valuation or returns.

Risk Profiles

Solvency
10100th %ile
VS Sector Median (8.5)
Governance
10100th %ile
VS Sector Median (8.5)
Earnings Quality
6.868th %ile
VS Sector Median (8.5)
Competitive Position
10100th %ile
VS Sector Median (8.5)

Deterioration Timeline

2026

Operating Leverage Stress

Key Financials (INR Cr)

PeriodRevenueNet ProfitOCFDebt
FY202610,86568089718,504
FY20259,5195362,05217,875
FY20249,6025282,89420,247
FY20238,7644061,72021,734