Last Updated2026-06-02

Market View

₹96.67(▲0.42%)

Reporting PeriodQ4 FY26

IRFCIndian Railway Finance Corporation Limited Forensic Risk Analysis

Name: Indian Railway Finance Corporation Limited Structural Risk Analysis
Creator: Flagium AI
License: https://creativecommons.org/licenses/by-nc-nd/4.0/

Financial Institution

Risk ClassStable

Market Cap₹1,35,625 Cr

Primary DriverGovernance

Flagium AI Risk Score

0 / 100

0 QoQ

Stable

Sentinel Insight

Financial profile remains stable for now. Pressure has stabilized in governance. This indicates that forensic pressure is currently receding. No major change in risk trend.

0.0th %ile (Sector)Accel: +0 Qtrs

Updated2026-06-02

Market View

₹96.67▲0.42%

PeriodQ4 FY26

Score Waterfall
Absolute contribution points of each forensic pillar to the final risk score. Derived from: Sector Baseline + Active Penalties - Mitigation Buffers.

No active forensic penalties contributing.

Final Composite Risk0 / 100

Investment Risk Thesis

Historical Trend

Current risk score has declined from 0 → 0 over 12 quarters.

Expected Direction

⚠ Watch

Primary Deterioration Drivers

No active triggers

What to Watch Next Quarter

Active Risk Objects (0)

CriticalHigh

Risk Trajectory

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Resilience Matrix

Metric	Value	vs Sector	Signal
Volatility (σ)		3.81	✅ RESILIENT
Sensitivity (ε_s)	1	1.00	✅ RESILIENT
Escalation Prob.	5%	5%	✅ NEUTRAL
Safety Buffer	+66.0	+55.0	✅ RESILIENT

Forensic Benchmark Context: Financial Institution (n=7 peers)

Correlation Analysis
Visualizing the relationship between stock price movement and structural risk objects.

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Share Price

Risk Score (0-100)

Market Performance

₹96.67(+0.42%)

1M Divergence-6.51%

1 Week-2.63%

1 Month-7.24%

6 Months-14.93%

1 Year-30.63%

2 Year-43.72%

3 Year+218.83%

Sector Average (1M)-0.73%

Sentinel Forensic Assessment

ALGORITHMIC RISK PROFILE • NON-ADVISORY

The structural architecture is currently robust. Capital resilience buffers in governance remain well-maintained against forensic benchmarks. Systematic scans of structural transparency and audit trails confirm the absence of material structural stress. The current structural trajectory supports a stable risk outlook.

IRFC • MARKET STRUCTURE

Stage 4 — Declining

The company is in a defensive phase. Sentiment and fundamentals are deteriorating under persistent downward pressure, indicating elevated risk levels.

Stage Transition Prob.0%

Trend QualityDeteriorating

Phase Progression

Phase Progression Score7.5%

Readiness LabelLow (Early Base Consolidation)

Probability of Advancing0%

CoinTree Momentum

Composite Z-Score-0.4806σ

Weakening momentum trend

Universe Rank#2027 of 2716

Top 74.63% in momentum strength

Timeframe Sparklines

1W-2.6%

1M-7.2%

6M-14.9%

Weinstein Indicators

150 DMA₹109.7

200 DMA₹112.94

150 DMA Slope-2.6421%Declining

Relative Strength-9.44%Lagging

Relative Turnover (RTR)0.8212

ParticipationNeutral

PEER COMPARISON

Ranked comparison against sector peers

This company appears relatively stable compared to the Sector Mean (11).

Ticker	Risk Score	Sector %ile	Delta	Flags	Accel	Primary Driver
IRFCIndian Railway Finance Corporation Limited	0	0th	0	0	+0	GovernanceStable
IREDAIndian Renewable Energy Development Agency Limited	0	0th	0	1	+0	GovernanceStable
IFCIIFCI Limited	13	67th	-5	8	+0	Earnings QualityStable
HUDCOHousing & Urban Development Corporation Limited	18	83th	-5	11	+0	GovernanceStable