MAXINDMAXIND Forensic Risk Analysis

Holding Company
Risk ClassStable
Market Cap₹746 Cr
Primary DriverGovernance
Flagium AI Risk Score
Stable structural profile. Financial profile appears resilient.
9 / 100
-5 QoQ
Improving
Sentinel Insight

Financial profile remains stable for now. Pressure is receding in governance. This indicates that forensic pressure is currently receding. Risk levels are improving.

45.5th %ile (Sector)Accel: +0 Qtrs
Updated2026-06-02
Market View
₹162.92▼3.86%
PeriodQ4 FY26

Score Waterfall
Absolute contribution points of each forensic pillar to the final risk score. Derived from: Sector Baseline + Active Penalties - Mitigation Buffers.

Stability Adjustment
+9.0 pts
Final Composite Risk9 / 100

Investment Risk Thesis

Historical Trend

Current risk score has declined from 32 → 9 over 13 quarters.

Expected Direction
🟢 Improving
Primary Deterioration Drivers
  • NIM Compression
  • Operating Leverage Stress
What to Watch Next Quarter
  • Operating profit margins
  • Debt growth

Active Risk Objects (2)

CriticalHigh
NIM Compression
📊 Earnings QualityQuarterlyActive for 11 Qtrs
More Detail
Impact Weight10/15
MomentumDecaying
Last SignalQ3 FY2026
MAXIND: NIM decline is accelerating (35 bps drop vs prev -150 bps).

"Pressure on core margins is stabilizing. Monitor for sustained interest income recovery."

Operating Leverage Stress
📊 Earnings QualityAnnualActive for 3 Years
More Detail
Impact Weight10/15
MomentumDecaying
Last SignalQ4 FY2025
Expenses are consistently growing faster than revenues, creating operational pressure.

"Debt servicing metrics have improved recently. The company is actively deleveraging."

Risk Trajectory
Historical 12-quarter risk trend (Q-11 to Q0) followed by a 2-quarter predictive funnel (Q+1, Q+2).
Loading Chart
Resilience Matrix
Diagnostic benchmarking comparing structural sensitivity and risk buffers against sector medians.
MetricValuevs SectorSignal
Volatility (σ)3.083.49✅ RESILIENT
Sensitivity (ε_s)11.00✅ RESILIENT
Escalation Prob.5%5%✅ NEUTRAL
Safety Buffer+57.0+57.0✅ RESILIENT
Forensic Benchmark Context: Holding Company (n=12 peers)

Correlation Analysis
Visualizing the relationship between stock price movement and structural risk objects.

Loading Chart
Share Price
Risk Score (0-100)
Market Performance
₹162.92(-3.86%)
1M Divergence+5.61%
1 Week+7.28%
1 Month+4.88%
6 Months-15.68%
1 Year-10.8%
2 Year-38.52%
3 Year+56.73%
Sector Average (1M)-0.73%
Sentinel Forensic Assessment
ALGORITHMIC RISK PROFILE • NON-ADVISORY

The structural architecture is currently robust. Capital resilience buffers in governance remain well-maintained against forensic benchmarks. Systematic scans of structural transparency and audit trails confirm the absence of material structural stress. Initial structural recovery is visible; monitor for a sustained return to resilience.

MAXIND • MARKET STRUCTURE

Stage 4 — Declining

The company is in a defensive phase. Sentiment and fundamentals are deteriorating under persistent downward pressure, indicating elevated risk levels.

Stage Transition Prob.0%
Trend QualityDeteriorating
Phase Progression
Phase Progression Score7.5%
Readiness LabelLow (Early Base Consolidation)
Probability of Advancing0%
CoinTree Momentum
Composite Z-Score-0.1328σ
Weakening momentum trend
Universe Rank
A cross-sectional rank of this stock's composite momentum score compared to all other tracked equities in the universe. A rank of #1 of 1035 means it has the strongest overall price momentum in the market.
#1265 of 2716
Top 46.58% in momentum strength
Timeframe Sparklines
1W+7.3%
1M+4.9%
6M-15.7%
Weinstein Indicators
150 DMA₹172.07
200 DMA₹182.35
150 DMA Slope-3.6283%Declining
Relative Strength-11.24%Lagging
Relative Turnover (RTR)0.8607
ParticipationNeutral

PEER COMPARISON

Ranked comparison against sector peers

Risk profile is broadly in line with the Sector Mean (9).
MAXINDMAXIND
9 Risk
Sector %ile45th
Delta-5
Active Flags2
Accel+0
Governance

Stable

AFSLAbans Financial Services Limited
13 Risk
Sector %ile82th
Delta-5
Active Flags11
Accel+0
Earnings Quality

Stable

* Peer comparison is based on risk signals, not valuation or returns.

Risk Profiles

Solvency
10100th %ile
VS Sector Median (8.5)
Governance
10100th %ile
VS Sector Median (8.5)
Earnings Quality
10100th %ile
VS Sector Median (8.5)
Competitive Position
10100th %ile
VS Sector Median (8.5)

Deterioration Timeline

2025

Operating Leverage Stress

2025

Operating Leverage Stress

2025

Operating Leverage Stress

Key Financials (INR Cr)

PeriodRevenueNet ProfitOCFDebt
FY2026213-122-952
FY2025164-140-1281
FY2024195-56-1021
FY2023213-106922