RANEHOLDINRANEHOLDIN Forensic Risk Analysis

Holding Company
Risk ClassStable
Market Cap₹1,451 Cr
Primary DriverGovernance
Flagium AI Risk Score
Stable structural profile. Financial profile appears resilient.
7 / 100
-5 QoQ
Improving
Sentinel Insight

Financial profile remains stable for now. Pressure is receding in governance. This indicates that forensic pressure is currently receding. Risk levels are improving.

36.4th %ile (Sector)Accel: +0 Qtrs
Updated2026-06-02
Market View
₹1,462▲1.63%
PeriodQ4 FY26

Score Waterfall
Absolute contribution points of each forensic pillar to the final risk score. Derived from: Sector Baseline + Active Penalties - Mitigation Buffers.

Stability Adjustment
+7.0 pts
Final Composite Risk7 / 100

Investment Risk Thesis

Historical Trend

Current risk score has declined from 30 → 7 over 13 quarters.

Expected Direction
🟢 Improving
Primary Deterioration Drivers
  • NIM Compression
  • Operating Leverage Stress
What to Watch Next Quarter
  • Operating profit margins
  • Debt growth

Active Risk Objects (2)

CriticalHigh
NIM Compression
📊 Earnings QualityQuarterlyActive for 6 Qtrs
More Detail
Impact Weight10/15
MomentumDecaying
Last SignalQ1 FY2026
RANEHOLDIN: NIM decline is accelerating (340 bps drop vs prev -1026 bps).

"Pressure on core margins is stabilizing. Monitor for sustained interest income recovery."

Operating Leverage Stress
📊 Earnings QualityAnnualActive for 2 Years
More Detail
Impact Weight10/15
MomentumAccelerating
Last SignalQ3 FY2026
Expenses are consistently growing faster than revenues, creating operational pressure.

"The balance sheet is heavily over-leveraged. Interest payments are consuming most of the profit."

Risk Trajectory
Historical 12-quarter risk trend (Q-11 to Q0) followed by a 2-quarter predictive funnel (Q+1, Q+2).
Loading Chart
Resilience Matrix
Diagnostic benchmarking comparing structural sensitivity and risk buffers against sector medians.
MetricValuevs SectorSignal
Volatility (σ)4.253.49⚠️ HIGH
Sensitivity (ε_s)11.00✅ RESILIENT
Escalation Prob.5%5%✅ NEUTRAL
Safety Buffer+59.0+57.0✅ RESILIENT
Forensic Benchmark Context: Holding Company (n=12 peers)

Correlation Analysis
Visualizing the relationship between stock price movement and structural risk objects.

Loading Chart
Share Price
Risk Score (0-100)
Market Performance
₹1,462(+1.63%)
1M Divergence+30.66%
1 Week+5.58%
1 Month+29.93%
6 Months+3.12%
1 Year-2.22%
2 Year+26.7%
3 Year+64.62%
Sector Average (1M)-0.73%
Sentinel Forensic Assessment
ALGORITHMIC RISK PROFILE • NON-ADVISORY

The structural architecture is currently robust. Capital resilience buffers in governance remain well-maintained against forensic benchmarks. Systematic scans of structural transparency and audit trails confirm the absence of material structural stress. Initial structural recovery is visible; monitor for a sustained return to resilience.

RANEHOLDIN • MARKET STRUCTURE

Stage 1 — Accumulation

The company is in a foundational phase. Risk metrics are stabilizing as the company builds a base for potential future fundamental improvement.

Stage Transition Prob.21%
Trend QualityStabilizing
Phase Progression
Phase Progression Score55%
Readiness LabelModerate (Transition Potential Building)
Probability of Advancing21%
CoinTree Momentum
Composite Z-Score+0.6999σ
Improving momentum strength
Universe Rank
A cross-sectional rank of this stock's composite momentum score compared to all other tracked equities in the universe. A rank of #1 of 1035 means it has the strongest overall price momentum in the market.
#343 of 2716
Top 12.63% in momentum strength
Timeframe Sparklines
1W+5.6%
1M+29.9%
6M+3.1%
Weinstein Indicators
150 DMA₹1,295.68
200 DMA₹1,355.3
150 DMA Slope-2.5376%Declining
Relative Strength+8.61%Leading
Relative Turnover (RTR)3.0566
ParticipationHealthy

PEER COMPARISON

Ranked comparison against sector peers

Risk profile is broadly in line with the Sector Mean (9).
RANEHOLDINRANEHOLDIN
7 Risk
Sector %ile36th
Delta-5
Active Flags2
Accel+0
Governance

Stable

AFSLAbans Financial Services Limited
13 Risk
Sector %ile82th
Delta-5
Active Flags11
Accel+0
Earnings Quality

Stable

* Peer comparison is based on risk signals, not valuation or returns.

Risk Profiles

Solvency
10100th %ile
VS Sector Median (8.5)
Governance
10100th %ile
VS Sector Median (8.5)
Earnings Quality
10100th %ile
VS Sector Median (8.5)
Competitive Position
10100th %ile
VS Sector Median (8.5)

Deterioration Timeline

2026

Operating Leverage Stress

2025

Operating Leverage Stress

Key Financials (INR Cr)

PeriodRevenueNet ProfitOCFDebt
FY20265,907137280882
FY20254,380221513995
FY20243,544150233822
FY20233,53787186853