RAYMONDLSLRaymond Lifestyle Limited Forensic Risk Analysis

Other Textile Products
Risk ClassStable
Market Cap₹4,627 Cr
Primary DriverBalance Sheet Stress
Flagium AI Risk Score
Stable structural profile. Financial profile appears resilient.
12 / 100
+5 QoQ
Early Deterioration
Sentinel Insight

Financial profile remains stable for now. Weakness is detected in balance sheet stress. No immediate concerns are visible. Risk is increasing at a faster pace.

19.5th %ile (Sector)Accel: +1 Qtrs
Updated2026-06-02
Market View
₹752.45▼0.32%
PeriodQ4 FY26

Score Waterfall
Absolute contribution points of each forensic pillar to the final risk score. Derived from: Sector Baseline + Active Penalties - Mitigation Buffers.

Balance Sheet Stress
+10.6 pts
Earnings Quality
+4.8 pts
Stability Adjustment
-3.0 pts
Final Composite Risk12 / 100

Investment Risk Thesis

Historical Trend

Current risk score has risen from 0 → 12 over 12 quarters.

Expected Direction
⚠ Watch
Primary Deterioration Drivers
  • Inventory Stress
  • Working Capital Expansion
  • Operating Leverage Stress
What to Watch Next Quarter
  • Working capital efficiency
  • Operating profit margins
  • Inventory turnover

Active Risk Objects (4)

CriticalHigh
Working Capital Expansion
💧 Liquidity & CoverageAnnualActive for 1 Years
More Detail
Impact Weight10/15
MomentumDecaying
Last SignalQ2 FY2025
Working capital expansion detected: Receivable days increased by 394.9%.

"Working capital pressure is receding. Cash previously locked in operations is being released."

Low Interest Coverage
💧 Liquidity & CoverageQuarterlyActive for 5 Qtrs
More Detail
Impact Weight8/15
MomentumPersistent
Last SignalQ4 FY2026
RAYMONDLSL: Low Interest Coverage Ratio of -0.23x in FY2026 Q4 (Threshold: 2.5x).

"Interest coverage is dangerously low. Even a minor fall in profit could trigger a default."

Inventory Stress
📊 Earnings QualityAnnualActive for 1 Years
More Detail
Impact Weight15/15
MomentumDecaying
Last SignalQ2 FY2025
Inventory growth (0.6%) significantly outpaced revenue growth (-72.7%).

"Inventory overhang is clearing. Stock levels are normalizing as sales momentum returns."

Operating Leverage Stress
📊 Earnings QualityAnnualActive for 1 Years
More Detail
Impact Weight10/15
MomentumAccelerating
Last SignalQ4 FY2026
Expenses are consistently growing faster than revenues, creating operational pressure.

"Debt levels are creeping up. Monitor for signs of excessive borrowing for non-core activities."

Risk Trajectory
Historical 12-quarter risk trend (Q-11 to Q0) followed by a 2-quarter predictive funnel (Q+1, Q+2).
Loading Chart
Resilience Matrix
Diagnostic benchmarking comparing structural sensitivity and risk buffers against sector medians.
MetricValuevs SectorSignal
Volatility (σ)4.918.38✅ RESILIENT
Sensitivity (ε_s)11.00✅ RESILIENT
Escalation Prob.5%5%✅ NEUTRAL
Safety Buffer+54.0+42.0✅ RESILIENT
Forensic Benchmark Context: Other Textile Products (n=42 peers)

Correlation Analysis
Visualizing the relationship between stock price movement and structural risk objects.

Loading Chart
Share Price
Risk Score (0-100)
Market Performance
₹752.45(-0.32%)
1M Divergence-7.52%
1 Week+4.23%
1 Month-5.26%
6 Months-29.46%
1 Year-26.11%
2 Year-68.21%
3 Year-68.21%
Sector Average (1M)+2.27%
Sentinel Forensic Assessment
ALGORITHMIC RISK PROFILE • NON-ADVISORY

The structural architecture is currently robust. Capital resilience buffers in balance sheet stress remain well-maintained against forensic benchmarks. Systematic scans of core structural metrics confirm the absence of material structural stress. Strategic vigilance is advised as structural decay is accelerating.

RAYMONDLSL • MARKET STRUCTURE

Stage 4 — Declining

The company is in a defensive phase. Sentiment and fundamentals are deteriorating under persistent downward pressure, indicating elevated risk levels.

Stage Transition Prob.0%
Trend QualityDeteriorating
Phase Progression
Phase Progression Score7.5%
Readiness LabelLow (Early Base Consolidation)
Probability of Advancing0%
CoinTree Momentum
Composite Z-Score-0.7683σ
Weakening momentum trend
Universe Rank
A cross-sectional rank of this stock's composite momentum score compared to all other tracked equities in the universe. A rank of #1 of 1035 means it has the strongest overall price momentum in the market.
#2387 of 2716
Top 87.89% in momentum strength
Timeframe Sparklines
1W+4.2%
1M-5.3%
6M-29.5%
Weinstein Indicators
150 DMA₹938.07
200 DMA₹1,003.21
150 DMA Slope-5.8632%Declining
Relative Strength-23.97%Lagging
Relative Turnover (RTR)1.0047
ParticipationNeutral

PEER COMPARISON

Ranked comparison against sector peers

This company appears relatively stable compared to the Sector Mean (24).
BANSWRASBanswara Syntex Limited
6 Risk
Sector %ile7th
Delta+5
Active Flags17
Accel+1
Competitive Position

Stable

RAYMONDLSLRaymond Lifestyle Limited
12 Risk
Sector %ile20th
Delta+5
Active Flags4
Accel+1
Balance Sheet Stress

Stable

AKSHARAkshar Spintex Limited
23 Risk
Sector %ile44th
Delta-5
Active Flags19
Accel+0
Governance

Watch

ABCOTSA B Cotspin India Limited
25 Risk
Sector %ile51th
Delta-5
Active Flags10
Accel+0
Balance Sheet Stress

Watch

* Peer comparison is based on risk signals, not valuation or returns.

Risk Profiles

Solvency
10100th %ile
VS Sector Median (8.5)
Governance
10100th %ile
VS Sector Median (8.5)
Earnings Quality
6.868th %ile
VS Sector Median (8.5)
Balance Sheet Stress
4.747.2th %ile
VS Sector Median (8.5)
Competitive Position
10100th %ile
VS Sector Median (8.5)
Growth Sustainability
10100th %ile
VS Sector Median (8.5)

Deterioration Timeline

2026

Operating Leverage Stress

2025

Inventory Stress

2025

Working Capital Expansion

Key Financials (INR Cr)

PeriodRevenueNet ProfitOCFDebt
FY20267,034465461,200
FY20256,360384041,270