Last Updated2026-06-02

Market View

₹178.84(▲3.16%)

Reporting PeriodQ4 FY26

TBZTBZ Forensic Risk Analysis

Name: TBZ Structural Risk Analysis
Creator: Flagium AI
License: https://creativecommons.org/licenses/by-nc-nd/4.0/

Gems Jewellery And Watches

Risk ClassStable

Market CapN/A

Primary DriverGovernance

Flagium AI Risk Score

0 / 100

-5 QoQ

Improving

Sentinel Insight

Financial profile remains stable for now. Pressure is receding in governance. This indicates that forensic pressure is currently receding. Risk levels are improving.

0.0th %ile (Sector)Accel: +0 Qtrs

Updated2026-06-02

Market View

₹178.84▲3.16%

PeriodQ4 FY26

Score Waterfall
Absolute contribution points of each forensic pillar to the final risk score. Derived from: Sector Baseline + Active Penalties - Mitigation Buffers.

No active forensic penalties contributing.

Final Composite Risk0 / 100

Investment Risk Thesis

Historical Trend

Current risk score has declined from 9 → 0 over 13 quarters.

Expected Direction

🟢 Improving

Primary Deterioration Drivers

Inventory Stress
Industrial Margin Stress
Working Capital Expansion

What to Watch Next Quarter

Working capital efficiency
Operating cash flow
Inventory turnover

Active Risk Objects (6)

CriticalHigh

Working Capital Expansion

💧 Liquidity & CoverageAnnualActive for 3 Years

More Detail

Impact Weight10/15

MomentumPersistent

Last SignalQ2 FY2026

Working capital expansion detected: Receivable days increased by 40.9%.

"Working capital cycle is stretching dangerously. This is putting severe strain on daily operations."

Cash Conversion Deficit

📊 Earnings QualityAnnualActive for 3 Years

More Detail

Impact Weight6/15

MomentumPersistent

Last SignalFY2026

TBZ: OCF below Net Profit in 3/3 recent years.

"Cash conversion is dangerously low. Operational cash flow is significantly trailing reported PAT."

Inventory Stress

📊 Earnings QualityAnnualActive for 1 Years

More Detail

Impact Weight15/15

MomentumDecaying

Last SignalQ4 FY2025

Inventory growth (22.0%) significantly outpaced revenue growth (4.3%).

"Inventory overhang is clearing. Stock levels are normalizing as sales momentum returns."

Industrial Margin Stress

📊 Earnings QualityAnnualActive for 1 Years

More Detail

Impact Weight12/15

MomentumDecaying

Last SignalQ4 FY2025

TBZ: Raw material costs consumed an additional 17.7% of revenue YoY.

"Operating efficiency is stabilizing. The rate of margin deterioration has slowed."

Low Interest Coverage

💧 Liquidity & CoverageQuarterlyActive for 5 Qtrs

More Detail

Impact Weight8/15

MomentumDecaying

Last SignalQ4 FY2025

TBZ: Low Interest Coverage Ratio of 1.80x in FY2025 Q4 (Threshold: 2.5x).

"The ability to cover interest is strengthening as earnings improve or debt is retired."

Revenue-Debt Divergence

🏛️ Solvency & LeverageAnnualActive for 1 Years

More Detail

Impact Weight6/15

MomentumDecaying

Last SignalFY2024

TBZ: Revenue fell 3.9% while Debt rose 9.5% in 2024 vs 2023.

"Debt servicing metrics have improved recently. The company is actively deleveraging."

Risk Trajectory

Loading Chart

Resilience Matrix

Metric	Value	vs Sector	Signal
Volatility (σ)	5.42	6.37	✅ RESILIENT
Sensitivity (ε_s)	1	1.00	✅ RESILIENT
Escalation Prob.	5%	5%	✅ NEUTRAL
Safety Buffer	+66.0	+52.5	✅ RESILIENT

Forensic Benchmark Context: Gems Jewellery And Watches (n=24 peers)

Correlation Analysis
Visualizing the relationship between stock price movement and structural risk objects.

Loading Chart

Share Price

Risk Score (0-100)

Market Performance

₹178.84(+3.16%)

1M Divergence+19.87%

1 Week+28.96%

1 Month+22.14%

6 Months+4.38%

1 Year-3.58%

2 Year+74.96%

3 Year+134.76%

Sector Average (1M)+2.27%

Sentinel Forensic Assessment

ALGORITHMIC RISK PROFILE • NON-ADVISORY

The structural architecture is currently robust. Capital resilience buffers in governance remain well-maintained against forensic benchmarks. Systematic scans of structural transparency and audit trails confirm the absence of material structural stress. Initial structural recovery is visible; monitor for a sustained return to resilience.

TBZ • MARKET STRUCTURE

Stage 1 — Accumulation

The company is in a foundational phase. Risk metrics are stabilizing as the company builds a base for potential future fundamental improvement.

Stage Transition Prob.13%

Trend QualityStabilizing

Phase Progression

Phase Progression Score57.5%

Readiness LabelModerate (Transition Potential Building)

Probability of Advancing13%

CoinTree Momentum

Composite Z-Score+1.0750σ

Strong positive momentum leadership

Universe Rank#222 of 2716

Top 8.17% in momentum strength

Timeframe Sparklines

1W+29.0%

1M+22.1%

6M+4.4%

Weinstein Indicators

150 DMA₹156.8

200 DMA₹164.25

150 DMA Slope-3.4383%Declining

Relative Strength+9.87%Leading

Relative Turnover (RTR)0.8574

ParticipationNeutral

PEER COMPARISON

Ranked comparison against sector peers

This company appears relatively stable compared to the Sector Mean (13.5).

Ticker	Risk Score	Sector %ile	Delta	Flags	Accel	Primary Driver
TBZTBZ	0	0th	-5	6	+0	GovernanceStable
ETHOSLTDEthos Limited	7	22th	0	13	+0	Earnings QualityStable
AUSOMENTAusom Enterprise Limited	12	43th	+1	11	+3	Earnings QualityStable
BANARBEADSBanaras Beads Limited	25	91th	-5	11	+0	Earnings QualityWatch