Last Updated2026-06-02

Market View

₹13,549(▲1.07%)

Reporting PeriodQ4 FY26

TVSHLTDTVSHLTD Forensic Risk Analysis

Name: TVSHLTD Structural Risk Analysis
Creator: Flagium AI
License: https://creativecommons.org/licenses/by-nc-nd/4.0/

Investment Company

Risk ClassStable

Market Cap₹28,426 Cr

Primary DriverEarnings Quality

Flagium AI Risk Score

5 / 100

+5 QoQ

Early Deterioration

Sentinel Insight

Financial profile remains stable for now. Weakness is detected in profitability and earnings quality. No immediate concerns are visible. Risk is increasing at a faster pace.

30.8th %ile (Sector)Accel: +1 Qtrs

Updated2026-06-02

Market View

₹13,549▲1.07%

PeriodQ4 FY26

Score Waterfall
Absolute contribution points of each forensic pillar to the final risk score. Derived from: Sector Baseline + Active Penalties - Mitigation Buffers.

Earnings Quality

+14.4 pts

Stability Adjustment

-9.0 pts

Final Composite Risk5 / 100

Investment Risk Thesis

Historical Trend

Current risk score has declined from 32 → 5 over 13 quarters.

Expected Direction

⚠ Watch

Primary Deterioration Drivers

NIM Compression

What to Watch Next Quarter

Operating profit margins

Active Risk Objects (1)

CriticalHigh

NIM Compression

📊 Earnings QualityQuarterlyActive for 8 Qtrs

More Detail

Impact Weight10/15

MomentumPersistent

Last SignalQ4 FY2026

TVSHLTD: NIM decline is accelerating (130 bps drop vs prev -135 bps).

"NIM is under severe pressure due to rising cost of funds or falling asset yields."

Risk Trajectory

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Resilience Matrix

Metric	Value	vs Sector	Signal
Volatility (σ)	6.08	4.02	⚠️ HIGH
Sensitivity (ε_s)	1	1.00	✅ RESILIENT
Escalation Prob.	5%	5%	✅ NEUTRAL
Safety Buffer	+61.0	+56.0	✅ RESILIENT

Forensic Benchmark Context: Investment Company (n=27 peers)

Correlation Analysis
Visualizing the relationship between stock price movement and structural risk objects.

Loading Chart

Share Price

Risk Score (0-100)

Market Performance

₹13,549(+1.07%)

1M Divergence-4.24%

1 Week-0.04%

1 Month-4.97%

6 Months-6.64%

1 Year+16.16%

2 Year+19.69%

3 Year+279.67%

Sector Average (1M)-0.73%

Sentinel Forensic Assessment

ALGORITHMIC RISK PROFILE • NON-ADVISORY

The structural architecture is currently robust. Capital resilience buffers in earnings quality remain well-maintained against forensic benchmarks. Systematic scans of operational margins and profitability metrics confirm the absence of material structural stress. Strategic vigilance is advised as structural decay is accelerating.

TVSHLTD • MARKET STRUCTURE

Stage 4 — Declining

The company is in a defensive phase. Sentiment and fundamentals are deteriorating under persistent downward pressure, indicating elevated risk levels.

Stage Transition Prob.20%

Trend QualityDeteriorating

Phase Progression

Phase Progression Score20%

Readiness LabelLow (Early Base Consolidation)

Probability of Advancing20%

CoinTree Momentum

Composite Z-Score-0.5153σ

Weakening momentum trend

Universe Rank#2085 of 2716

Top 76.77% in momentum strength

Timeframe Sparklines

1W-0.0%

1M-5.0%

6M-6.6%

Weinstein Indicators

150 DMA₹14,359.24

200 DMA₹13,915.12

150 DMA Slope+0.5853%Rising

Relative Strength-2.35%Lagging

Relative Turnover (RTR)0.5363

ParticipationWeak

PEER COMPARISON

Ranked comparison against sector peers

Risk profile is broadly in line with the Sector Mean (10).

Ticker	Risk Score	Sector %ile	Delta	Flags	Accel	Primary Driver
TVSHLTDTVSHLTD	5	31th	+5	1	+1	Earnings QualityStable
3PLAND3P Land Holdings Limited	5	31th	+5	7	+1	Earnings QualityStable
BLBLIMITEDBLB Limited	16	81th	+2	10	+2	Earnings QualityStable
JIOFINJio Financial Services Limited	20	100th	0	13	+0	Earnings QualityWatch