UTIAMCUTI Asset Management Company Limited Forensic Risk Analysis

Asset Management Company
Risk ClassWatch
Market Cap₹12,468 Cr
Primary DriverEarnings Quality
Flagium AI Risk Score
Early signs of stress detected. Not yet widespread, but initial deterioration is visible.
20 / 100
0 QoQ
Stable
Sentinel Insight

Financial profile remains stable for now. Pressure has stabilized in profitability and earnings quality. This suggests the risk profile is currently stabilizing. No major change in risk trend.

100.0th %ile (Sector)Accel: +0 Qtrs
Updated2026-06-02
Market View
₹929.55▼0.04%
PeriodQ4 FY26

Score Waterfall
Absolute contribution points of each forensic pillar to the final risk score. Derived from: Sector Baseline + Active Penalties - Mitigation Buffers.

Earnings Quality
+19.8 pts
Final Composite Risk20 / 100

Investment Risk Thesis

Historical Trend

Current risk score has risen from 0 → 20 over 12 quarters.

Expected Direction
⚠ Watch
Primary Deterioration Drivers
  • AUM Yield Compression
  • Operating Leverage Stress
What to Watch Next Quarter
  • Debt growth
  • Operating profit margins

Active Risk Objects (2)

CriticalHigh
Operating Leverage Stress
📉 Trend DeteriorationAnnualActive for 5 Years
More Detail
Impact Weight10/15
MomentumPersistent
Last SignalQ4 FY2026
Expenses are consistently growing faster than revenues, creating operational pressure.

"The balance sheet is heavily over-leveraged. Interest payments are consuming most of the profit."

AUM Yield Compression
🔭 Relative Sector RiskAnnualActive for 1 Years
More Detail
Impact Weight15/15
MomentumDecaying
Last SignalQ4 FY2025
Yield compression detected: Fee realization dropped from 14.4 bps to 11.1 bps.

"Earnings quality is stabilizing. The reliance on non-operational items is receding."

Risk Trajectory
Historical 12-quarter risk trend (Q-11 to Q0) followed by a 2-quarter predictive funnel (Q+1, Q+2).
Loading Chart
Resilience Matrix
Diagnostic benchmarking comparing structural sensitivity and risk buffers against sector medians.
MetricValuevs SectorSignal
Volatility (σ)1.821.33⚠️ HIGH
Sensitivity (ε_s)11.00✅ RESILIENT
Escalation Prob.5%5%✅ NEUTRAL
Safety Buffer+46.0+63.5📈 CRITICAL
Forensic Benchmark Context: Asset Management Company (n=6 peers)

Correlation Analysis
Visualizing the relationship between stock price movement and structural risk objects.

Loading Chart
Share Price
Risk Score (0-100)
Market Performance
₹929.55(-0.04%)
1M Divergence-1.42%
1 Week-2.44%
1 Month-2.15%
6 Months-18.76%
1 Year-19.53%
2 Year+10.44%
3 Year+45.06%
Sector Average (1M)-0.73%
Sentinel Forensic Assessment
ALGORITHMIC RISK PROFILE • NON-ADVISORY

The risk profile is Early Signals and currently consolidating. Recent structural triggers in earnings quality suggest a building pressure on the underlying framework. Material forensic traces are visible in operational margins and profitability metrics, indicating a progressive erosion of structural stability. Continued monitoring is necessary as risk levels remain above institutional safety parameters.

UTIAMC • MARKET STRUCTURE

Stage 4 — Declining

The company is in a defensive phase. Sentiment and fundamentals are deteriorating under persistent downward pressure, indicating elevated risk levels.

Stage Transition Prob.0%
Trend QualityDeteriorating
Phase Progression
Phase Progression Score0%
Readiness LabelLow (Early Base Consolidation)
Probability of Advancing0%
CoinTree Momentum
Composite Z-Score-0.5545σ
Weakening momentum trend
Universe Rank
A cross-sectional rank of this stock's composite momentum score compared to all other tracked equities in the universe. A rank of #1 of 1035 means it has the strongest overall price momentum in the market.
#2150 of 2716
Top 79.16% in momentum strength
Timeframe Sparklines
1W-2.4%
1M-2.1%
6M-18.8%
Weinstein Indicators
150 DMA₹1,056.27
200 DMA₹1,128.23
150 DMA Slope-4.6170%Declining
Relative Strength-13.27%Lagging
Relative Turnover (RTR)1.2288
ParticipationHealthy

PEER COMPARISON

Ranked comparison against sector peers

This company shows higher risk compared to the Sector Mean (2.5).
UTIAMCUTI Asset Management Company Limited
20 Risk
Sector %ile100th
Delta0
Active Flags2
Accel+0
Earnings Quality

Watch

* Peer comparison is based on risk signals, not valuation or returns.

Risk Profiles

Governance
10100th %ile
VS Sector Median (8.5)
Earnings Quality
3.434th %ile
VS Sector Median (8.5)
Competitive Position
10100th %ile
VS Sector Median (8.5)
Growth Sustainability
10100th %ile
VS Sector Median (8.5)

Deterioration Timeline

2026

Operating Leverage Stress

2026

Operating Leverage Stress

2026

Operating Leverage Stress

2026

Operating Leverage Stress

2025

Operating Leverage Stress

2025

AUM Yield Compression

Key Financials (INR Cr)

PeriodRevenueNet ProfitOCFDebt
FY20261,7144725470
FY20251,8608135360
FY20241,7448023250
FY20231,2904403950