Last Updated2026-06-02

Market View

₹829.5(▼0.16%)

Reporting PeriodQ4 FY26

WHIRLPOOLWhirlpool of India Limited Forensic Risk Analysis

Name: Whirlpool of India Limited Structural Risk Analysis
Creator: Flagium AI
License: https://creativecommons.org/licenses/by-nc-nd/4.0/

Household Appliances

Risk ClassWatch

Market Cap₹11,609 Cr

Primary DriverEarnings Quality

Flagium AI Risk Score

33 / 100

+4 QoQ

Early Deterioration

Sentinel Insight

Financial profile remains stable for now. Weakness is detected in profitability and earnings quality. This suggests a building risk profile. Risk is gradually increasing.

68.4th %ile (Sector)Accel: +1 Qtrs

Updated2026-06-02

Market View

₹829.5▼0.16%

PeriodQ4 FY26

Score Waterfall
Absolute contribution points of each forensic pillar to the final risk score. Derived from: Sector Baseline + Active Penalties - Mitigation Buffers.

Earnings Quality

+15.0 pts

Competitive Position

+9.6 pts

Balance Sheet Stress

+8.0 pts

Final Composite Risk33 / 100

Investment Risk Thesis

Historical Trend

Current risk score has risen from 0 → 33 over 12 quarters.

Expected Direction

⚠ Watch

Primary Deterioration Drivers

Inventory Stress
Industrial Margin Stress
Relative Growth Weakness

What to Watch Next Quarter

Operating profit margins
Inventory turnover
Working capital efficiency

Active Risk Objects (5)

CriticalHigh

Industrial Margin Stress

📊 Earnings QualityAnnualActive for 4 Years

More Detail

Impact Weight12/15

MomentumPersistent

Last SignalQ4 FY2026

WHIRLPOOL: EBITDA margin compressed by 2.9 bps YoY.

"Margins are in freefall. Operating costs are growing significantly faster than revenue."

Inventory Stress

📊 Earnings QualityAnnualActive for 2 Years

More Detail

Impact Weight15/15

MomentumAccelerating

Last SignalQ2 FY2026

Inventory growth (14.2%) significantly outpaced revenue growth (-3.7%).

"Stock is piling up in the warehouse. Inventory turnover is slowing down dangerously."

Relative Growth Weakness

📊 Earnings QualityAnnualActive for 2 Years

More Detail

Impact Weight12/15

MomentumAccelerating

Last SignalQ4 FY2026

Revenue growth consistently lags behind sector median (12.8%).

"Early signs of earnings quality decay. Profitability is being driven by non-core items."

Working Capital Expansion

💧 Liquidity & CoverageAnnualActive for 3 Years

More Detail

Impact Weight10/15

MomentumPersistent

Last SignalQ4 FY2026

Working capital expansion detected: Receivable days increased by 32.7%.

"Early signs of working capital expansion. Receivable or inventory days are creeping up."

Operating Leverage Stress

📊 Earnings QualityAnnualActive for 2 Years

More Detail

Impact Weight10/15

MomentumAccelerating

Last SignalQ4 FY2026

Expenses are consistently growing faster than revenues, creating operational pressure.

"Debt levels are creeping up. Monitor for signs of excessive borrowing for non-core activities."

Risk Trajectory

Loading Chart

Resilience Matrix

Metric	Value	vs Sector	Signal
Volatility (σ)	6.09	9.85	✅ RESILIENT
Sensitivity (ε_s)	1	1.00	✅ RESILIENT
Escalation Prob.	5%	5%	✅ NEUTRAL
Safety Buffer	+33.0	+41.5	📈 CRITICAL

Forensic Benchmark Context: Household Appliances (n=20 peers)

Correlation Analysis
Visualizing the relationship between stock price movement and structural risk objects.

Loading Chart

Share Price

Risk Score (0-100)

Market Performance

₹829.5(-0.16%)

1M Divergence-18.11%

1 Week-2.99%

1 Month-15.84%

6 Months-15.28%

1 Year-32.85%

2 Year-44.28%

3 Year-41%

Sector Average (1M)+2.27%

Sentinel Forensic Assessment

ALGORITHMIC RISK PROFILE • NON-ADVISORY

The risk profile is Early Signals and currently deteriorating. Recent structural triggers in earnings quality suggest a building pressure on the underlying framework. Material forensic traces are visible in operational margins and profitability metrics, indicating a progressive erosion of structural stability. Continued monitoring is necessary as risk levels remain above institutional safety parameters.

WHIRLPOOL • MARKET STRUCTURE

Stage 4 — Declining

The company is in a defensive phase. Sentiment and fundamentals are deteriorating under persistent downward pressure, indicating elevated risk levels.

Stage Transition Prob.0%

Trend QualityDeteriorating

Phase Progression

Phase Progression Score0%

Readiness LabelLow (Early Base Consolidation)

Probability of Advancing0%

CoinTree Momentum

Composite Z-Score-0.6979σ

Weakening momentum trend

Universe Rank#2312 of 2716

Top 85.13% in momentum strength

Timeframe Sparklines

1W-3.0%

1M-15.8%

6M-15.3%

Weinstein Indicators

150 DMA₹948.09

200 DMA₹1,031.05

150 DMA Slope-4.7229%Declining

Relative Strength-9.79%Lagging

Relative Turnover (RTR)0.6731

ParticipationWeak

PEER COMPARISON

Ranked comparison against sector peers

This company shows higher risk compared to the Sector Mean (24.5).

Ticker	Risk Score	Sector %ile	Delta	Flags	Accel	Primary Driver
BLUESTARCOBlue Star Limited	10	21th	0	9	+0	Competitive PositionStable
AMBERAmber Enterprises India Limited	29	53th	-5	18	+0	GovernanceWatch
WHIRLPOOLWhirlpool of India Limited	33	68th	+4	5	+1	Earnings QualityWatch
EPACKEPACK	49	95th	+12	24	+1	Balance Sheet StressModerate Deterioration