ANGELONEAngel One Limited Forensic Risk Analysis

Stockbroking & Allied
Risk ClassStable
Market Cap₹21,917 Cr
Primary DriverEarnings Quality
Flagium AI Risk Score
Stable structural profile. Financial profile appears resilient.
15 / 100
-5 QoQ
Improving
Sentinel Insight

Financial profile remains stable for now. Pressure is receding in profitability and earnings quality. This indicates that forensic pressure is currently receding. Risk levels are improving.

45.0th %ile (Sector)Accel: +0 Qtrs
Updated2026-06-02
Market View
₹342.65▲2.1%
PeriodQ4 FY26

Score Waterfall
Absolute contribution points of each forensic pillar to the final risk score. Derived from: Sector Baseline + Active Penalties - Mitigation Buffers.

Earnings Quality
+11.0 pts
Stability Adjustment
+4.0 pts
Final Composite Risk15 / 100

Investment Risk Thesis

Historical Trend

Current risk score has risen from 0 → 15 over 12 quarters.

Expected Direction
🟢 Improving
Primary Deterioration Drivers
  • Operating Leverage Stress
  • NIM Compression
What to Watch Next Quarter
  • Debt growth
  • Operating profit margins

Active Risk Objects (2)

CriticalHigh
Operating Leverage Stress
📊 Earnings QualityAnnualActive for 4 Years
More Detail
Impact Weight10/15
MomentumPersistent
Last SignalQ3 FY2026
Expenses are consistently growing faster than revenues, creating operational pressure.

"The balance sheet is heavily over-leveraged. Interest payments are consuming most of the profit."

NIM Compression
📊 Earnings QualityQuarterlyActive for 7 Qtrs
More Detail
Impact Weight10/15
MomentumPersistent
Last SignalQ4 FY2026
ANGELONE: NIM decline is accelerating (413 bps drop vs prev -219 bps). [Growth Adjusted: 38%]

"Early signs of margin compression detected. Core interest income is being squeezed."

Risk Trajectory
Historical 12-quarter risk trend (Q-11 to Q0) followed by a 2-quarter predictive funnel (Q+1, Q+2).
Loading Chart
Resilience Matrix
Diagnostic benchmarking comparing structural sensitivity and risk buffers against sector medians.
MetricValuevs SectorSignal
Volatility (σ)4.095.23✅ RESILIENT
Sensitivity (ε_s)11.00✅ RESILIENT
Escalation Prob.5%5%✅ NEUTRAL
Safety Buffer+51.0+51.0✅ RESILIENT
Forensic Benchmark Context: Stockbroking & Allied (n=21 peers)

Correlation Analysis
Visualizing the relationship between stock price movement and structural risk objects.

Loading Chart
Share Price
Risk Score (0-100)
Market Performance
₹342.65(+2.1%)
1M Divergence+11.72%
1 Week-0.52%
1 Month+10.99%
6 Months+32.64%
1 Year+10.56%
2 Year+43.67%
3 Year+174.91%
Sector Average (1M)-0.73%
Sentinel Forensic Assessment
ALGORITHMIC RISK PROFILE • NON-ADVISORY

The structural architecture is currently robust. Capital resilience buffers in earnings quality remain well-maintained against forensic benchmarks. Systematic scans of operational margins and profitability metrics confirm the absence of material structural stress. Initial structural recovery is visible; monitor for a sustained return to resilience.

ANGELONE • MARKET STRUCTURE

Stage 2 — Advancing

The company is in a growth phase. Institutional sentiment is highly positive, supported by strong fundamentals and sustained risk reduction.

Stage Transition Prob.97%
Trend QualityStrong
Phase Progression
Phase Progression Score92.5%
Readiness LabelHigh (Phase Transition Imminent)
Probability of Advancing97%
CoinTree Momentum
Composite Z-Score+1.2623σ
Strong positive momentum leadership
Universe Rank
A cross-sectional rank of this stock's composite momentum score compared to all other tracked equities in the universe. A rank of #1 of 1035 means it has the strongest overall price momentum in the market.
#177 of 2716
Top 6.52% in momentum strength
Timeframe Sparklines
1W-0.5%
1M+11.0%
6M+32.6%
Weinstein Indicators
150 DMA₹265.54
200 DMA₹256.95
150 DMA Slope+5.2059%Rising
Relative Strength+38.13%Leading
Relative Turnover (RTR)1.0889
ParticipationNeutral

PEER COMPARISON

Ranked comparison against sector peers

Risk profile is broadly in line with the Sector Mean (15).
5PAISA5Paisa Capital Limited
13 Risk
Sector %ile40th
Delta-5
Active Flags11
Accel+0
Earnings Quality

Stable

ANGELONEAngel One Limited
15 Risk
Sector %ile45th
Delta-5
Active Flags2
Accel+0
Earnings Quality

Stable

* Peer comparison is based on risk signals, not valuation or returns.

Risk Profiles

Solvency
10100th %ile
VS Sector Median (8.5)
Governance
10100th %ile
VS Sector Median (8.5)
Earnings Quality
5.656th %ile
VS Sector Median (8.5)
Growth Sustainability
10100th %ile
VS Sector Median (8.5)

Deterioration Timeline

2026

Operating Leverage Stress

2026

Operating Leverage Stress

2026

Operating Leverage Stress

2025

Operating Leverage Stress

Key Financials (INR Cr)

PeriodRevenueNet ProfitOCFDebt
FY20265,152915-4,1427,879
FY20255,2481,172-1,8603,383
FY20244,2801,126-3302,535
FY20233,021890803787