Last Updated2026-06-02

Market View

₹158.53(▲1.2%)

Reporting PeriodQ4 FY26

FEDFINAFEDFINA Forensic Risk Analysis

Name: FEDFINA Structural Risk Analysis
Creator: Flagium AI
License: https://creativecommons.org/licenses/by-nc-nd/4.0/

Non Banking Financial Company (NBFC)

Risk ClassStable

Market Cap₹5,085 Cr

Primary DriverEarnings Quality

Flagium AI Risk Score

5 / 100

+5 QoQ

Early Deterioration

Sentinel Insight

Asset quality remains stable for now. Weakness is detected in core profitability and credit costs. No immediate concerns are visible. Risk is increasing at a faster pace.

32.4th %ile (Sector)Accel: +1 Qtrs

Updated2026-06-02

Market View

₹158.53▲1.2%

PeriodQ4 FY26

Score Waterfall
Absolute contribution points of each forensic pillar to the final risk score. Derived from: Sector Baseline + Active Penalties - Mitigation Buffers.

Earnings Quality

+10.0 pts

Stability Adjustment

-5.0 pts

Final Composite Risk5 / 100

Investment Risk Thesis

Historical Trend

Current risk score has risen from 0 → 5 over 12 quarters.

Expected Direction

⚠ Watch

Primary Deterioration Drivers

Operating Leverage Stress
NIM Compression

What to Watch Next Quarter

Debt growth
Operating profit margins

Active Risk Objects (2)

CriticalHigh

Operating Leverage Stress

📊 Earnings QualityAnnualActive for 1 Years

More Detail

Impact Weight10/15

MomentumDecaying

Last SignalQ4 FY2025

Expenses are consistently growing faster than revenues, creating operational pressure.

"Debt servicing metrics have improved recently. The company is actively deleveraging."

NIM Compression

📊 Earnings QualityQuarterlyActive for 3 Qtrs

More Detail

Impact Weight10/15

MomentumPersistent

Last SignalQ4 FY2026

FEDFINA: NIM decline is accelerating (140 bps drop vs prev -79 bps). [Growth Adjusted: 22%]

"Early signs of margin compression detected. Core interest income is being squeezed."

Risk Trajectory

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Resilience Matrix

Metric	Value	vs Sector	Signal
Volatility (σ)	2.27	4.59	✅ RESILIENT
Sensitivity (ε_s)	1	1.00	✅ RESILIENT
Escalation Prob.	5%	5%	✅ NEUTRAL
Safety Buffer	+61.0	+55.5	✅ RESILIENT

Forensic Benchmark Context: Non Banking Financial Company (NBFC) (n=38 peers)

Correlation Analysis
Visualizing the relationship between stock price movement and structural risk objects.

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Share Price

Risk Score (0-100)

Market Performance

₹158.53(+1.2%)

1M Divergence+9.14%

1 Week-1.98%

1 Month+8.41%

6 Months+11.42%

1 Year+56.4%

2 Year+33.05%

3 Year+13.03%

Sector Average (1M)-0.73%

Sentinel Forensic Assessment

ALGORITHMIC RISK PROFILE • NON-ADVISORY

The structural architecture is currently robust. Capital resilience buffers in earnings quality remain well-maintained against forensic benchmarks. Systematic scans of operational margins and profitability metrics confirm the absence of material structural stress. Strategic vigilance is advised as structural decay is accelerating.

FEDFINA • MARKET STRUCTURE

Stage 1 — Accumulation

The company is in a foundational phase. Risk metrics are stabilizing as the company builds a base for potential future fundamental improvement.

Stage Transition Prob.34%

Trend QualityStabilizing

Phase Progression

Phase Progression Score47.5%

Readiness LabelModerate (Transition Potential Building)

Probability of Advancing34%

CoinTree Momentum

Composite Z-Score+0.3792σ

Improving momentum strength

Universe Rank#531 of 2716

Top 19.55% in momentum strength

Timeframe Sparklines

1W-2.0%

1M+8.4%

6M+11.4%

Weinstein Indicators

150 DMA₹144.61

200 DMA₹144.89

150 DMA Slope-0.0142%Flat / Basing

Relative Strength+16.91%Leading

Relative Turnover (RTR)1.0894

ParticipationNeutral

PEER COMPARISON

Ranked comparison against sector peers

This company appears relatively stable compared to the Sector Mean (10.5).

Ticker	Risk Score	Sector %ile	Delta	Flags	Accel	Primary Driver
AFILAkme Fintrade (India) Limited	0	0th	-5	2	+0	GovernanceStable
FEDFINAFEDFINA	5	32th	+5	2	+1	Earnings QualityStable
AIILAuthum Investment & Infrastructure Limited	16	78th	0	6	+0	Earnings QualityStable
AVONMOREAvonmore Capital & Management Services Limited	17	84th	+17	3	+1	Earnings QualityStable