PANSARIPANSARI Forensic Risk Analysis

Residential Commercial Projects
Risk ClassStable
Market CapN/A
Primary DriverGovernance
Flagium AI Risk Score
Stable structural profile. Financial profile appears resilient.
0 / 100
0 QoQ
Stable
Sentinel Insight

Financial profile remains stable for now. Pressure has stabilized in governance. This indicates that forensic pressure is currently receding. No major change in risk trend.

0.0th %ile (Sector)Accel: +0 Qtrs
Updated2026-06-02
Market View
₹274.8▼3.19%
PeriodQ4 FY26

Score Waterfall
Absolute contribution points of each forensic pillar to the final risk score. Derived from: Sector Baseline + Active Penalties - Mitigation Buffers.

No active forensic penalties contributing.
Final Composite Risk0 / 100

Investment Risk Thesis

Historical Trend

Current risk score has declined from 7 → 0 over 13 quarters.

Expected Direction
⚠ Watch
Primary Deterioration Drivers
  • Operating Leverage Stress
  • Low Interest Coverage
  • Profit Collapse
What to Watch Next Quarter
  • Operating profit margins
  • Operating cash flow
  • Debt growth

Active Risk Objects (6)

CriticalHigh
Low Interest Coverage
💧 Liquidity & CoverageQuarterlyActive for 5 Qtrs
More Detail
Impact Weight8/15
MomentumDecaying
Last SignalQ3 FY2025
PANSARI: Low Interest Coverage Ratio of 1.37x in FY2025 Q3 (Threshold: 2.5x).

"The ability to cover interest is strengthening as earnings improve or debt is retired."

Cash Conversion Deficit
📊 Earnings QualityAnnualActive for 3 Years
More Detail
Impact Weight6/15
MomentumPersistent
Last SignalFY2026
PANSARI: OCF below Net Profit in 3/3 recent years.

"Cash conversion is dangerously low. Operational cash flow is significantly trailing reported PAT."

Negative FCF Streak
⚖️ Governance SignalsAnnualActive for 2 Years
More Detail
Impact Weight6/15
MomentumAccelerating
Last SignalFY2026
PANSARI: Negative Free Cash Flow for last 3 consecutive years.

"High capital expenditure and low OCF are draining cash. Debt levels may rise sharply."

Profit Collapse
📊 Earnings QualityQuarterlyActive for 1 Qtrs
More Detail
Impact Weight8/15
MomentumDecaying
Last SignalQ3 FY2025
PANSARI: Net Profit collapsed by 87.4% from FY2024 Q3 to FY2025 Q3.

"Earnings quality is stabilizing. The reliance on non-operational items is receding."

Operating Leverage Stress
📊 Earnings QualityAnnualActive for 1 Years
More Detail
Impact Weight10/15
MomentumDecaying
Last SignalQ3 FY2025
Expenses are consistently growing faster than revenues, creating operational pressure.

"Debt servicing metrics have improved recently. The company is actively deleveraging."

Revenue-Debt Divergence
🏛️ Solvency & LeverageAnnualActive for 1 Years
More Detail
Impact Weight6/15
MomentumDecaying
Last SignalFY2025
PANSARI: Revenue fell 27.3% while Debt rose 17.2% in 2025 vs 2024.

"Debt servicing metrics have improved recently. The company is actively deleveraging."

Risk Trajectory
Historical 12-quarter risk trend (Q-11 to Q0) followed by a 2-quarter predictive funnel (Q+1, Q+2).
Loading Chart
Resilience Matrix
Diagnostic benchmarking comparing structural sensitivity and risk buffers against sector medians.
MetricValuevs SectorSignal
Volatility (σ)2.255.31✅ RESILIENT
Sensitivity (ε_s)11.00✅ RESILIENT
Escalation Prob.5%5%✅ NEUTRAL
Safety Buffer+66.0+56.0✅ RESILIENT
Forensic Benchmark Context: Residential Commercial Projects (n=50 peers)

Correlation Analysis
Visualizing the relationship between stock price movement and structural risk objects.

Loading Chart
Share Price
Risk Score (0-100)
Market Performance
₹274.8(-3.19%)
1M Divergence-8.57%
1 Week-5.79%
1 Month-8.19%
6 Months-8.86%
1 Year+8.22%
2 Year+219.16%
3 Year+210.68%
Sector Average (1M)+0.38%
Sentinel Forensic Assessment
ALGORITHMIC RISK PROFILE • NON-ADVISORY

The structural architecture is currently robust. Capital resilience buffers in governance remain well-maintained against forensic benchmarks. Systematic scans of structural transparency and audit trails confirm the absence of material structural stress. The current structural trajectory supports a stable risk outlook.

PANSARI • MARKET STRUCTURE

Stage 4 — Declining

The company is in a defensive phase. Sentiment and fundamentals are deteriorating under persistent downward pressure, indicating elevated risk levels.

Stage Transition Prob.31%
Trend QualityDeteriorating
Phase Progression
Phase Progression Score20%
Readiness LabelLow (Early Base Consolidation)
Probability of Advancing31%
CoinTree Momentum
Composite Z-Score-0.5537σ
Weakening momentum trend
Universe Rank
A cross-sectional rank of this stock's composite momentum score compared to all other tracked equities in the universe. A rank of #1 of 1035 means it has the strongest overall price momentum in the market.
#2147 of 2716
Top 79.05% in momentum strength
Timeframe Sparklines
1W-5.8%
1M-8.2%
6M-8.9%
Weinstein Indicators
150 DMA₹290.28
200 DMA₹282.96
150 DMA Slope+0.9563%Rising
Relative Strength-6.95%Lagging
Relative Turnover (RTR)2.8021
ParticipationHealthy

PEER COMPARISON

Ranked comparison against sector peers

This company appears relatively stable compared to the Sector Mean (10).
PANSARIPANSARI
0 Risk
Sector %ile0th
Delta0
Active Flags6
Accel+0
Governance

Stable

AGIILAgi Infra Limited
5 Risk
Sector %ile31th
Delta+5
Active Flags1
Accel+1
Competitive Position

Stable

AJMERAAjmera Realty & Infra India Limited
12 Risk
Sector %ile55th
Delta+4
Active Flags7
Accel+3
Earnings Quality

Stable

ALEMBICLTDAlembic Limited
16 Risk
Sector %ile65th
Delta+16
Active Flags4
Accel+1
Earnings Quality

Stable

* Peer comparison is based on risk signals, not valuation or returns.

Risk Profiles

Solvency
10100th %ile
VS Sector Median (8.5)
Governance
10100th %ile
VS Sector Median (8.5)
Earnings Quality
10100th %ile
VS Sector Median (8.5)
Balance Sheet Stress
10100th %ile
VS Sector Median (8.5)
Competitive Position
10100th %ile
VS Sector Median (8.5)
Growth Sustainability
10100th %ile
VS Sector Median (8.5)

Deterioration Timeline

2026

Cash Conversion Deficit

2026

Negative FCF Streak

2025

Operating Leverage Stress

2025

Cash Conversion Deficit

2025

Negative FCF Streak

2025

Revenue-Debt Divergence

2024

Cash Conversion Deficit

Key Financials (INR Cr)

PeriodRevenueNet ProfitOCFDebt
FY202611420-967
FY2025458-16101
FY2024625-1986
FY2023242-2781