Last Updated2026-06-02

Market View

₹22.83(▼0.78%)

Reporting PeriodQ3 FY26

YESBANKYes Bank Limited Forensic Risk Analysis

Name: Yes Bank Limited Structural Risk Analysis
Creator: Flagium AI
License: https://creativecommons.org/licenses/by-nc-nd/4.0/

Private Sector Bank

Risk ClassStable

Market Cap₹63,543 Cr

Primary DriverGovernance

Flagium AI Risk Score

18 / 100

-5 QoQ

Improving

Sentinel Insight

Asset quality remains stable for now. Pressure is receding in governance. This indicates that forensic pressure is currently receding. Risk levels are improving.

26.3th %ile (Sector)Accel: +0 Qtrs

Updated2026-06-02

Market View

₹22.83▼0.78%

PeriodQ3 FY26

Score Waterfall
Absolute contribution points of each forensic pillar to the final risk score. Derived from: Sector Baseline + Active Penalties - Mitigation Buffers.

Stability Adjustment

+18.0 pts

Final Composite Risk18 / 100

Investment Risk Thesis

Historical Trend

Current risk score has risen from 0 → 18 over 12 quarters.

Expected Direction

🟢 Improving

Primary Deterioration Drivers

CAR Decay
NIM Compression

What to Watch Next Quarter

Operating profit margins

Active Risk Objects (2)

CriticalHigh

CAR Decay

🏛️ Solvency & LeverageQuarterlyActive for 4 Qtrs

More Detail

Impact Weight15/15

MomentumDecaying

Last SignalQ2 FY2026

YESBANK: CAR declining for 3 consecutive quarters in warning zone.

"Capital position is strengthening through fresh equity or higher profit retention."

NIM Compression

📊 Earnings QualityQuarterlyActive for 1 Qtrs

More Detail

Impact Weight10/15

MomentumDecaying

Last SignalQ2 FY2024

YESBANK: NIM declining for 3 consecutive quarters.

"Pressure on core margins is stabilizing. Monitor for sustained interest income recovery."

Risk Trajectory

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Resilience Matrix

Metric	Value	vs Sector	Signal
Volatility (σ)	7.64	11.47	✅ RESILIENT
Sensitivity (ε_s)	1	1.00	✅ RESILIENT
Escalation Prob.	5%	5%	✅ NEUTRAL
Safety Buffer	+48.0	+42.5	✅ RESILIENT

Forensic Benchmark Context: Private Sector Bank (n=20 peers)

Correlation Analysis
Visualizing the relationship between stock price movement and structural risk objects.

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Share Price

Risk Score (0-100)

Market Performance

₹22.83(-0.78%)

1M Divergence+15.21%

1 Week0%

1 Month+14.55%

6 Months+0.31%

1 Year-1.93%

2 Year-0.74%

3 Year+39.21%

Sector Average (1M)-0.66%

Sentinel Forensic Assessment

ALGORITHMIC RISK PROFILE • NON-ADVISORY

The structural architecture is currently robust. Capital resilience buffers in governance remain well-maintained against forensic benchmarks. Systematic scans of structural transparency and audit trails confirm the absence of material structural stress. Initial structural recovery is visible; monitor for a sustained return to resilience.

YESBANK • MARKET STRUCTURE

Stage 1 — Accumulation

The company is in a foundational phase. Risk metrics are stabilizing as the company builds a base for potential future fundamental improvement.

Stage Transition Prob.77%

Trend QualityDeveloping

Phase Progression

Phase Progression Score80%

Readiness LabelHigh (Phase Transition Imminent)

Probability of Advancing77%

CoinTree Momentum

Composite Z-Score+0.3108σ

Improving momentum strength

Universe Rank#591 of 2716

Top 21.76% in momentum strength

Timeframe Sparklines

1W+0.0%

1M+14.6%

6M+0.3%

Weinstein Indicators

150 DMA₹21.3

200 DMA₹21.18

150 DMA Slope+0.0141%Flat / Basing

Relative Strength+5.80%Leading

Relative Turnover (RTR)1.3090

ParticipationHealthy

PEER COMPARISON

Ranked comparison against sector peers

This company appears relatively stable compared to the Sector Mean (23.5).

Ticker	Risk Score	Sector %ile	Delta	Flags	Accel	Primary Driver
YESBANKYes Bank Limited	18	26th	-5	2	+0	GovernanceStable
AXISBANKAxis Bank Limited	22	37th	-5	15	+0	Earnings QualityWatch
IDFCFIRSTBIDFC First Bank Limited	30	84th	-3	16	+0	SolvencyWatch
DHANBANKDHANBANK	34	89th	-5	17	+0	Earnings QualityWatch